Exclusive Digital Media, LLC doing business as Cash4Christmas.net ("Cash4Christmas.net" or "we" or "our"), owns and operates the website located at www.Cash4Christmas.net, (the "Site"). Cash4Christmas.net provides and maintains this site for your information, conditioned on your acceptance, without modification, of the terms, conditions and notices contained in this Terms of Use. By accessing and using the site, you accept and agree, without limitation, to the following:
PRODUCTS AND SERVICES
You understand and agree that Cash4Christmas.net is not a lender and is not the creditor for or issuer of the products featured on the Site. Any products or services advertised at this site or made available to you after you receive a financial product from an issuer are by and remain the sole responsibility of the respective product vendors and service providers.
LOAN REQUEST ACCEPTANCE POLICY
Your receipt of an electronic or other form of order confirmation does not signify any acceptance of your loan request, nor does it constitute confirmation of any offer to fund. Cash4Christmas.net reserves the right at any time after receipt of your loan request to accept or decline your loan request for any reason. Cash4Christmas.net may require additional verifications or information before accepting any loan request. Cash4Christmas.net is not responsible for requests that cannot be funded or unsuccessful funding requests arising from an requester's ineligibility to qualify for the funding opportunity.
RESTRICTIONS
You must be 18 years or older and be a citizen or permanent resident of the United States to submit a loan request. You agree not to use this Site or any content contained in it for any illegal or inappropriate activities.
CREDIT CHECK - FCRA COMPLIANCE
By submitting your information to Cash4Christmas.net you are providing your express written consent under the Fair Credit Report Act for Cash4Christmas.net and selected lenders and affiliates with whom you are matched by Cash4Christmas.net to pull your consumer credit profile or other information from contracted Credit Bureau's associated with your inquiry. Although the "soft pull" that Cash4Christmas.net may initiate will not affect your credit score, note that selected lenders and affiliates may initiate a credit inquiry that will impact your credit score.
COMPLIANCE WITH LAWS
You agree to comply with all applicable laws, statutes, ordinances and regulations regarding your use of the Site and your purchase of products or services through the Site's third party affiliates. Cash4Christmas.net may, in its sole discretion, report actual or perceived violations of law to law enforcement or appropriate authorities. If Cash4Christmas.net becomes aware, through a complaint or otherwise, of any potential or suspected violation of these Terms of Use or of its privacy policy ("Privacy Policy"), Cash4Christmas.net may (but is not obligated to) conduct an investigation to determine the nature and extent of the suspected violation and the appropriate enforcement action, during which investigation Cash4Christmas.net may suspend services to any customer being investigated and/or remove any material from Cash4Christmas.net's servers. You agree to cooperate fully with any such investigation. You acknowledge that violations of the Terms of Use or the Privacy Policy could be subject to criminal or civil penalties.
INTELLECTUAL PROPERTY
The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and images appearing on this site are protected intellectual properties owned by Cash4Christmas.net, its licensees, or other third parties who have authorized use of such properties on the Site.
Cash4Christmas.net grants you permission to view and make copies of documents, pages, images or other materials or content on this site for the purposes of obtaining a loan.
Cash4Christmas.net reserves all other rights in this Site and its contents. You may not distribute, display, transmit or disseminate any such documents, pages, images, materials or content without the prior written consent of Cash4Christmas.net. Except as expressly provided on this Site, nothing contained on this Site shall be construed as conferring any right or license under any trademark, copyright or other intellectual property right.
LIMITATION OF LIABILITY AND DISCLAIMER OF WARRANTIES
Cash4Christmas.net uses reasonable efforts to ensure that the information on this site is accurate, but cannot guarantee such accuracy. Cash4Christmas.net makes no representations regarding the use or results of any content on the Site as to its accuracy, reliability or any other matter.
NEITHER Cash4Christmas.net NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. EVERYTHING ON THIS SITE IS PROVIDED "AS IS" AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. These exclusions and limitations are applied to the fullest extent permitted by law.
THIRD PARTY CONTENT
The Site may contain links to sites maintained by third parties. Cash4Christmas.net is not responsible for the content or privacy policies of those sites, and the existence of such links should not be considered an endorsement or recommendation of those sites or of any product or service offered on those sites or of any party that is associated with those sites.
PRIVACY
Cash4Christmas.net's Privacy Policy, which is incorporated herein by reference, is applicable to any data supplied through the Site in accordance with the Privacy Policy available at /privacy-policy. The Privacy Policy sets out your rights and Cash4Christmas.net's responsibilities with regard to your personal information. Cash4Christmas.net will not use your information in any way inconsistent with the purposes and limitations provided in the Privacy Policy. You agree that Cash4Christmas.net, in its sole discretion, may modify the Privacy Policy, and You further agree that, by using the Site after such modifications become effective, You have agreed to these modifications. You acknowledge that if you do not agree to any such modification, you will terminate use of the Site.
SECURITY
Cash4Christmas.net utilizes secure technology to protect your personal information. Although Cash4Christmas.net has taken reasonable measures to provide for the security of certain information that you submit to the Site, Cash4Christmas.net cannot guarantee that this information will not be intercepted or decrypted by others. Cash4Christmas.net accepts no responsibility for such interception or decryption.
SITE USE
Cash4Christmas.net is not your agent, nor is it the agent of the issuer of any payday loan or any supplier with respect to your decision to obtain a payday loan or other financial offering. Cash4Christmas.net may receive compensation for third parties for goods, facilities or services that Cash4Christmas.net provides to third parties under separate contact. Such goods, facilities or services may or may not relate in any way to your use of the Site. You agree to any such compensation arrangement whether or not related in any way to your use of the Site.
LAW AND VENUE
Cash4Christmas.net is Exclusive Digital Media, LLC, which is a limited liability company chartered pursuant to the laws of the state of Florida. By Your use of this website you consent to the laws and jurisdiction of the state of Florida as it relates directly or indirectly to your use of this website. You agree that any legal action brought against us shall be governed by the laws of the state of Florida, without regard to conflict of law principles. You agree that the sole jurisdiction and venue for any litigation arising from your use of or orders made on the Site shall be the courts of the state of Florida. The terms described in this Terms of Use will be governed by and construed in accordance with the laws of the state of Florida, without regard to conflict of law provisions.
MODIFICATION
Cash4Christmas.net reserves the right to modify these Terms of Use from time to time. Your use of the Site after such a modification will constitute your acceptance of, and your agreement to, any new or amended terms and conditions.
INDEMNIFICATION
By using the Site, you agree to indemnify and hold Cash4Christmas.net, its subsidiaries, affiliates, officers, agents and other partners and employees, harmless from any loss, liability, claim or demand, including reasonable attorneys" fees, made by any third party due to or arising out of your use or attempted use of the Site, including providing a link to another site or uploading any content to the Site.
VIOLATION OF THE TERMS OF USE
By using the Site, you understand and agree that Cash4Christmas.net, at its sole discretion and without prior notice, may terminate your access to the Site and to any services offered on the Site, and may remove any content you have provided if Cash4Christmas.net believes that such content violates or is inconsistent with these Terms of Use or the Privacy Policy or their intent, that your conduct is disruptive, or you have violated the law or the rights of Cash4Christmas.net or another user.
MISCELLANEOUS
All rights not expressly granted are reserved to Cash4Christmas.net. The headings used in these Terms of Use are intended for convenience only, and shall not affect the construction and interpretation hereof or thereof. A party's failure to insist upon or enforce strict performance of any provision of the Terms of Use shall not be construed as a waiver of such or any future provision or right. If any provision of these Terms of Use is held to be invalid or unenforceable, such determination shall not affect such provision in any other respect or any other provision of these Terms of Use, which shall remain in full force and effect. These Terms of Use and the Privacy Policy constitute the entire agreement and understanding between the parties with respect to the subject matter contained herein and therein and supersedes and replaces any and all prior written or oral agreements related to the subject matter hereof.
CONTACT INFORMATION:
Exclusive Digital Media, LLC1732 S Congress Ave.
#161
Palm Springs, FL 33461
support@cash4christmas.net
INFORMATION FOR ISPs:
Website: Cash4Christmas.net
Company Name: Exclusive Digital Media, LLC
1732 S Congress Ave.
#161
Palm Springs, FL 33461
Email: compliance@cash4christmas.net
Please note that for questions pertaining to your loan request status, you must contact your assigned lender directly. Cash4Christmas.net cannot access information about your loan approval status due to lending privacy regulations.
